Prop Firm Reset vs New Account: The Maths After a Breach

Nobody plans for the breach email. You plan for the pass, the payout and the screenshot. Then one Tuesday the platform closes your positions in the middle of a trade and the account page goes grey, and the question is no longer "how do I pass" but "do I reset, buy a new account, or stop". This post answers that question with numbers, on a $50K account, using Bold Funded's own prices as shown on the forex and futures plan cards on 20 October 2026. Forex products are not offered to residents of the USA or Canada; futures are.

What actually happens at the moment of a breach

Two rules can fail a Bold Funded evaluation, and both are enforced by the risk engine at tick level, not by a person reading a report the next morning.

The first is the daily loss limit. It is measured on equity, so floating losses count, from your balance at 00:00 server time. On a $50K account that line sits $2,500 below the day's opening balance on the Two-Step Classic, $2,000 on the One-Step Fast and $1,500 on the forex Instant Funded. The Bold and Bolt futures plans have no daily limit at all; the futures Instant plan has a fixed $1,000. The second is the overall loss: a static 10% floor on the Two-Step ($45,000) and a static 6% floor on the forex Instant ($47,000), a 6% end-of-day trailing floor on the One-Step ($3,000 behind the highest end-of-day balance until it locks), and $2,000 trailing end-of-day on Bold, Bolt and the futures Instant (Bold and Bolt lock at $50,100).

Cross either line and the same thing happens: every open position is closed at market and the evaluation is marked failed. There is no warning trade, no grace period and no appeal on the numbers, because the numbers are the rule. If you are hazy on which floor your plan uses, read static vs trailing drawdown before you buy anything else, and the daily loss limit post for the equity-versus-balance detail that catches most people.

It is worth being clear about what is not a breach. Missing the profit target is not a breach; there is no time limit on any Bold Funded evaluation. There is no minimum number of trading days on any evaluation, so there is nothing to fall short of. Tripping the 40% consistency rule on a Bold evaluation is not a breach either; the pass is simply delayed until your best day is a smaller share of the total. Only the two loss rules end an account.

What you see afterwards: the breach log and the review

After a breach your Bold Funded dashboard shows the breach log, the record of the rule that was crossed and the trades around it, alongside an AI-generated review of those trades. It is not a lecture, it is a pattern report: what you were doing in the trades that led to the line, and how that compares with the trades that did not.

Read it before you decide anything, because the decision below depends entirely on what it says. A breach caused by one oversized trade in a plan that otherwise works is a different problem from a breach caused by a plan whose drawdown floor does not fit your strategy, and the two have different correct answers.

What a reset is, and what it is not

A reset restarts the same evaluation from scratch at 60% of the plan's list price. Fresh balance, same rules, same account size. The profit target starts again and, on the Two-Step, you are back in Phase 1 regardless of where you breached. There is no deadline on the reset account because there is no deadline on any Bold Funded evaluation.

Two details change the arithmetic. First, launch codes do not apply to resets, because the 60% is already the discount; the full code list is on the promo codes page. Second, resets belong to evaluations. The reset row sits on the evaluation side of every plan card, and the Instant plans have no reset row at all: an Instant account is funded from day one, so a breach closes it and the way back is a new account.

Here is what the 60% comes to on a $50K account on each evaluation plan, next to what a new account costs.

Read the last column carefully. On the forex plans a reset is a clear saving. On Bold the gap is $7, which means the choice between resetting and buying new on the same plan is not really a price decision at all; it is a decision about whether you want the same rules again.

Reset vs new account: the real comparison is reset vs different plan

The internet frames this as reset versus new account. On the same plan, the table above settles it: the reset is cheaper every time, and you get an identical evaluation. The decision that matters is reset versus a new account on a different plan, because a breach is information about fit.

Take the most common forex case. A trader on the $50K One-Step Fast breaches the 6% trailing floor at $47,000 after a losing week. The review shows nothing reckless: average risk per trade, a normal losing streak, but a strategy whose historical drawdown runs to 7% or 8%. A reset costs $227 and hands back the same $3,000 trailing floor that just closed the account. A new Two-Step Classic with BF20 costs $239, has a static $5,000 floor that would have survived that week with room to spare, and refunds its fee with the first payout. The price difference is $12. The difference in the chance of being funded is the whole story. The one-step vs two-step comparison works the profit-to-room ratios if you want the long version.

Now the opposite case. A trader on the $50K Two-Step breaches the $2,500 daily limit on a single news-day trade at three times their usual size. The review shows one decision, not a pattern. The static floor and the daily limit fit the strategy fine. A reset at $179 is the right buy, and the only thing that needs to change is the position-size line in the trading plan.

On futures the gaps are small enough that the plan should decide. Since 4 November 2026 Bolt uses the same EOD trailing floor as Bold, so switching no longer changes the drawdown mechanism; what it buys for $17 more than a reset is no consistency rule in the evaluation and a 7-day payout cycle. If the floor itself is the problem, a static floor is a paid upgrade in Build Your Own. If the honest reading is that $50K is too large for your current consistency, dropping to a Bold 25K costs less than a Bold 50K reset.

The expected cost of getting funded, with resets priced in

Fees are not the cost of a funded account. The cost is the fee divided by your realistic chance of passing, plus the resets along the way. If each attempt has the same chance of passing, the expected number of attempts is one divided by that chance, and every attempt after the first costs the reset price.

The pass rates below are illustrative inputs, not statistics; put your own number in from your backtest and your breach log. The point is how the shape of the plan changes the answer.

Three things fall out of this table. The reset price matters more than the first fee once your pass rate is below about 50%, because most of the money goes on attempts two and up. A plan with a floor that fits your strategy moves you from the 25% column to the 60% column, which saves more than any discount code. And on the Two-Step, the first fee is refunded in full with the first payout, so at a 60% pass rate the expected net cost of the whole journey is the resets alone.

If you breach twice on the same plan with the same review, stop resetting. Two breaches with the same cause are not bad luck; they are the plan telling you the floor is in the wrong place or the size is wrong. Price the plan switch, or drop a size, or spend a month on a demo account with the breach log open. Resets are cheap; a third identical breach is not.

Funded accounts: the breach you cannot reset

Everything above is about evaluations. A funded account is different. The daily loss limit and the drawdown floor carry over from the evaluation (the Two-Step keeps its 5% and 10%, the One-Step locks its trailing floor to static once it is reached, Bold locks at the starting balance plus $100), and a breach closes the funded account the same way. What does not carry over is the reset: there is no reset row on the funded side of any plan card, so the way back is a new evaluation.

This is why the payout buffer and consistency rules exist on the funded side, and why a funded trader should treat the floor as further away than it looks. A $2,000 trailing floor on a Bold 50K is the same $2,000 it was in the evaluation, but what sits behind it now is a 90% split, 5-day payouts and a scaling step every second payout, not a $90 reset. Size for the account you are protecting, not the one you passed.

A decision rule you can run in two minutes

Before you click anything on the day of a breach, do this in order.

1. 1Read the breach log and the review. Write down the cause in one sentence. "Sized three times normal on a news day" and "trailing floor caught a normal losing week" are the two most common sentences.
2. 2Match the cause to the fix. One bad decision: reset the same plan. A floor or size that does not fit: switch plan or drop a size. Two identical breaches: stop and test.
3. 3Price both options against the table above. On forex the reset saving is $60 to $76; on futures it is $7 to $36. If the better-fitting plan costs less than that gap, the switch is nearly free.
4. 4Change one thing in the trading plan before the new account opens: the size line, the session, or the plan itself. A reset with no change is the same account with a smaller balance in your card.
5. 5Wait a day. The reset price is the same tomorrow and there is no time limit on any Bold Funded evaluation once it starts. The one thing that is reliably worse on breach day is the decision quality.

Every rule and price in this post is from the plan cards; the how it works page explains the three steps from evaluation to funded, and the cards on the plans section show the reset fee for every size, so you can run this maths before you ever need it.