This payout cycle planner projects when each payout lands and how much you take home, from the rules that actually decide it: profit split and ladder, cycle length or on-demand, first-payout delay, minimum trading days per payout and any buffer the firm keeps in the account. It’s the honest answer to “how much will I make per month on a $100k account?”
Free tool · Payouts
Payout cycle planner
Split ladder (after N payouts → %)
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Payouts in horizon
12
You receive
$33,000
Effective split
91.7%
Avg days between
14
| # | Date | Day | Profit | Split | Payout | Cumulative |
|---|---|---|---|---|---|---|
| 1 | 21 Nov 2026 | 14 | $3,000 | 80% | $2,400 | $2,400 |
| 2 | 05 Dec 2026 | 28 | $3,000 | 80% | $2,400 | $4,800 |
| 3 | 19 Dec 2026 | 42 | $3,000 | 90% | $2,700 | $7,500 |
| 4 | 02 Jan 2027 | 56 | $3,000 | 90% | $2,700 | $10,200 |
| 5 | 16 Jan 2027 | 70 | $3,000 | 95% | $2,850 | $13,050 |
| 6 | 30 Jan 2027 | 84 | $3,000 | 95% | $2,850 | $15,900 |
| 7 | 13 Feb 2027 | 98 | $3,000 | 95% | $2,850 | $18,750 |
| 8 | 27 Feb 2027 | 112 | $3,000 | 95% | $2,850 | $21,600 |
| 9 | 13 Mar 2027 | 126 | $3,000 | 95% | $2,850 | $24,450 |
| 10 | 27 Mar 2027 | 140 | $3,000 | 95% | $2,850 | $27,300 |
| 11 | 10 Apr 2027 | 154 | $3,000 | 95% | $2,850 | $30,150 |
| 12 | 24 Apr 2027 | 168 | $3,000 | 95% | $2,850 | $33,000 |
Assumes a steady daily average and that profit above the buffer is withdrawn at each payout. Real results vary; the planner is for pacing, not promises.
How it works
Each trading day adds your average profit. A payout triggers when the cycle has elapsed, the minimum trading days are met and there is withdrawable profit above the buffer. The split comes from the ladder (e.g. 80% → 90% after two payouts → 95% after four), the balance resets to start + buffer, and the next cycle begins.
Effective split is total paid ÷ total profit across the horizon — usually a few points below the headline number because of the buffer and the ladder’s early tiers.
Bold Funded defaults: Forex 14-day cycle, 80% rising to 95%; Futures 5-day cycle at 90%; Perps on demand at 90%. Build Your Own can set 95% from day one.